Terms of Use

Effective Date: 01/01/2025

Welcome to Maradus (the “Platform”). These Terms of Use (“Terms”) govern your use of our Platform, including our website and mobile application, operated by [Company Name] (“we,” “us,” or “our”). By accessing or using the Platform, you agree to be bound by these Terms. If you disagree, you must not use the Platform.

1. Eligibility

1.1. By using the Platform, you represent that you are at least 18 years old and legally capable of entering into binding agreements.

1.2. You must reside in a jurisdiction where the Platform and its features comply with applicable laws and regulations.

2. Account Registration and Security

2.1. To use certain features of the Platform, you must create an account. You agree to provide accurate, current, and complete information during registration and to update it promptly as needed.

2.2. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized access or breach of security.

3. Use of the Platform

3.1. Permitted Use: The Platform is for your personal, non-commercial use unless explicitly authorized by us.

3.2. Prohibited Activities: You agree not to:

Use the Platform for any illegal or unauthorized purpose.
Engage in any activity that disrupts or interferes with the Platform’s operation.
Reverse engineer, decompile or disassemble any part of the Platform.
Use bots, scripts, or other automated means to access the Platform.

3.3. We reserve the right to suspend or terminate your account if you violate these Terms.

4. Investment Risk Disclosure

4.1. Maradus is an information-sharing platform for investors. We do not provide financial, investment, tax, or legal advice.

4.2. Investing involves risks, including the potential loss of principal. You acknowledge and agree that any investment decisions you make are your sole responsibility.

4.3. Past performance of any investment is not indicative of future results. You should consult with a qualified financial advisor before making any investment decisions.

5. User-Generated Content

5.1. Content Ownership: You retain ownership of any content, such as comments, posts, or images (“User Content”), that you upload to the Platform. However, by submitting User Content, you grant us a non-exclusive, royalty-free, worldwide, and perpetual license to use, reproduce, modify, and distribute it in connection with the Platform.

5.2. Prohibited Content: You agree not to post User Content that:

Is false, misleading, or deceptive.
Promotes violence, hatred, or illegal activities.
Violates the intellectual property rights of others.
Contains viruses, malware, or harmful code.

5.3. We reserve the right to remove User Content that violates these Terms or is otherwise objectionable.

6. Fees and Payments

6.1. Some features of the Platform may require payment of fees. All fees are non-refundable unless stated otherwise.

6.2. You agree to provide accurate payment information and authorize us to charge your payment method for all fees incurred.

6.3. If a payment fails, we may suspend or terminate your access to paid features.

7. Intellectual Property

7.1. All intellectual property on the Platform, including trademarks, logos, and proprietary technology, is owned by or licensed to us. You may not use our intellectual property without our prior written consent.

7.2. You agree not to copy, distribute, or create derivative works based on the Platform without our permission.

8. Third-Party Links

8.1. The Platform may contain links to third-party websites or services. We are not responsible for the content or practices of these third parties.

8.2. Your interactions with third-party websites or services are governed by their terms and policies.

9. Disclaimer of Warranties

9.1. The Platform is provided “as is” and “as available” without warranties of any kind, express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

9.2. We do not guarantee the accuracy, reliability, or availability of the Platform.

10. Limitation of Liability

10.1. To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Platform.

10.2. Our total liability to you for any claims related to the Platform will not exceed the amount you paid us in the 12 months preceding the claim.

11. Indemnification

11.1. You agree to indemnify and hold us harmless from any claims, liabilities, damages, and expenses (including reasonable attorney’s fees) arising from your use of the Platform or violation of these Terms.

12. Termination

12.1. We may suspend or terminate your access to the Platform at any time, with or without notice, for any reason.

12.2. Upon termination, these Terms will survive to the extent necessary to resolve disputes and enforce any rights and obligations.

13. Governing Law and Dispute Resolution

13.1. These Terms are governed by the laws of the United States of America, without regard to its conflict of law principles.

13.2. Any disputes arising under these Terms will be resolved through binding arbitration in accordance with the rules of the [Arbitration Association Name].

13.3. You waive any right to participate in class action lawsuits against us.

14. Changes to These Terms

14.1. We may update these Terms from time to time. Changes will be effective upon posting on the Platform. Your continued use of the Platform constitutes acceptance of the revised Terms.